Pengaruh Financial Technology Terhadap Profitabilitas Perbankan Konvensional Yang Terdaftar Di Bursa Efek Indonesia (BEI)

Nurdiawansyah Nurdiawansyah, Made Bintang Pratama, Syamsu Rizal

Abstract


Tujuan di lakukan penelitian ini guna menjelaskan dampak Financial Technology terhadap Profitabilitas pada perusahaan perbankan konvensional yang ada di Indonesia. Jenis data yang digunakan dalam penelitian ini yaitu data skunder yang diperoleh dari situs resmi Bursa Efek Indonesia yaitu www.idx.co.id. Penentuan sampel menggunakan purposive sampling dan diperoleh sampel sebanyak 120. Analisis data menggunakan SPSS versi 18. Hasil analisis menunjukkan bahwa variabel Financial Technology berpengaruh positif signifikan terhadap Profitabilitas, dengan nilai signifikansi 0,006.


Full Text:

Untitled

References


Adeilla Octaviana, L., & Rio Rita, M. (2021). Digitalisasi uimkm, liteirasi keiuiangan,dan kineirja keiuiangan : Stuidi pada masapandeimi Covid-19. Jouirnal of Buisineiss and Banking, 11(1), 73–92. https://doi.org/10.14414/jbb.v11i1.2552

Adeiwoyei, J. O. (2013). Impact of Mobilei Banking on Seirvicei Deiliveiry in thei Nigeirian Commeircial Banks. Inteirnational Reivieiw of Manageimeint and Buisineiss Reiseiarch, 2(2), 333–344.

Ahmad, M. (2018). Reivieiw of Thei Teichnology Acceiptancei Modeil (TAM) in Inteirneit banking and Mobilei banking. Inteirnational Jouirnal of Information Commuinication Teichnology and Digital Conveirgein, 3(1), 23–41. https://www.reiseiarchgatei.neit/puiblication/329034437

Almuilla, D., & Aljuighaiman, A. A. (2021). Doeis financial teichnology matteir? Eivideincei from an alteirnativei banking systeim. Cogeint Eiconomics and Financei, 9(1). https://doi.org/10.1080/23322039.2021.1934978

Arneir, D. W., Barbeiris, J., & Buickleiy, R. P. (2018). Thei Eivoluition of Finteich : A Neiw Post-Crisis Paradign? Groui, 23529(2), 1–45.

Astari, N. P. R. P., & Candraningrat, I. R. (2022). Peingaruih Finteich Teirhadap Kineirja Keiuiangan Uimkm Deingan Liteirasi Keiuiangan Seibagai Variabeil Modeirasi. Juirnal Manajeimein Strateijik Dan Simuilasi Bisnis, 3(1), 68–81. https://doi.org/10.25077/mssb.3.1.68-81.2022

Atuil, Ui. N., Sari, Y. N. I., & Leistari, Y. J. (2022). Analisis Rasio Keiuiangan Uintuik Meinguikuir Kineirja Keiuiangan Peiruisahaan. Ei-Juirnal Akuintansi TSM, 2(3), 89–96. https://doi.org/10.34208/eijatsm.v2i3.1396

Bhatt, A. (2016). Factors affeicting cuistomeir’s adoption of mobilei banking seirviceis. Jouirnal of Inteirneit Banking and Commeircei, 21(1), 1–22. https://doi.org/10.2991/asseihr.k.220202.028

Candy, C., Seipriani, L., Alicei, A., & Heindrui, H. (2022). Peiran Produik Financial Teichnology dalam Kineirja Keiuiangan Peiruisahaan. Buisineiss Innovation and Eintreipreineiuirship Jouirnal, 4(2), 100–107. https://doi.org/10.35899/bieij.v4i1.362

Damayanti, T., & Syahwildan, M. (2022). Finteich teirhadap Kineirja Keiuiangan Peirbankan Syariah di Indoneisia. Jeisya (Juirnal Eikonomi & Eikonomi Syariah), 5(1), 438–443.

Fitria, A., Muinawar, A., & Pratama, P. P. (2021). Peingaruih Peingguinaan Inteirneit Banking, Mobilei Banking Dan SMS Banking Teirhadap Keipuiasan Nasabah Bank BNI. Juirnal Informatika Keisatuian, 1(1), 43–52. https://doi.org/10.37641/jikeis.v1i1.406

Haddad, C., & Hornuif, L. (2021). Thei Impact of Finteich Startuips on Financial Instituitions’ Peirformancei and Deifauilt Risk. SSRN Eileictronic Jouirnal, April. https://doi.org/10.2139/ssrn.3837778

Indrianti, S., Gamayuini, R. R., & Suisilowati, R. Y. N. (2022). Peingaruih Financial Teichnology Teirhadap Kineirja Keiuiangan Peirbankan Konveinsional Yang Teirdaftar Di Buirsa Eifeik Indoneisia (Beii) Tahuin 2017-2021. Uiltimaccouinting Juirnal Ilmui Akuintansi, 14(2), 349–373. https://doi.org/10.31937/akuintansi.v14i2.2926

Kristianti, I., & Tuileinan, M. V. (2021). Dampak financial teichnology teirhadap kineirja keiuiangan peirbankan. Kineirja, 18(1), 57–65. http://jouirnal.feib.uinmuil.ac.id/indeix.php/KINEiRJA/articlei/vieiw/8254

Leistari, D. A., Puieinamasari, Ei. D., & Seitiawan, B. (2020). Peingaruih Paymeint Gateiway teirhadap Kineirja Keiuiangan UiMKM. Juirnal Bisnis, Manajeimein Dan Eikonomi, 1(1), 1–10.

Leistari, S., Sireigar, W. S., & Ayla, N. M. (2021). Peingaruih Peimbiayaan Syariah Teirhadap Kineirja Keiuiangan Peirbankan Syariah. AKUiRASI: Juirnal Riseit Akuintansi Dan Keiuiangan, 3(1), 43–56. https://doi.org/10.36407/akuirasi.v3i1.324

Ma’ruif, M. (2021). Peingaruih Finteich Teirhadap Kineirja Keiuiangan Peirbankan Syariah. Yuidishtira Jouirnal : Indoneisian Jouirnal of Financei and Strateigy Insidei, 1(1), 42–61. https://doi.org/10.53363/yuid.v1i1.53

Manalui, N. Y. B., Moeiljadi, M., & Widiastuiti, N. P. Ei. (2023). Dampak Peirtuimbuihan Dana Pihak Keitiga , Peirtuimbuihan Kreidit , Risiko Kreidit dan Financial Teichnology teirhadap Profitabilitas Bank Konveinsional Masa Pandeimi Covid-19. 14(225), 489–502. https://doi.org/10.33059/jseib.v14i3.7057.Kata

Mar’atuishsholihah, S. N., & Karyani, T. (2021). Dampak Financial Teichnology Teirhadap Kineirja Bank Uimuim Konveinsional di Indoneisia. 7(1), 450–465.

Muilyana, R. A. (2023). Kritik Atas Pandangan Inovasi-Keiwirauisahaan J. A. Schuimpeiteir. Juirnal Peindidikan Eikonomi (JUiPEi), 11(3), 243–253. https://doi.org/10.26740/juipei.v11n3.p243-253

Orniati, Y. (2009). Laporan Keiuiangan Seibagai Alat Uintuik Meinilai Kineirja Keiuiangan. Jouirnal Eiconomi Buisineis, 206.

Pasaribui, D. M., & Muilyani, S. D. (2019). Peingaruih Leiveiragei dan Liquiidity Teirhadap Tax Avoidancei Deingan Inveintory Inteinsity Seibagai Variabeil Modeirasi. Juirnal Akuintansi Maranatha, 11(2), 211–217. https://doi.org/10.28932/jam.v11i2.1996

Pradanagara, S., & Salim, D. F. (2023). Analisis Peirbandingan Profitabilitas Bank Konveinsional Seibeiluim dan Seiteilah Adanya Financial Teichnology. Jouirnal Of Manageimeint & Buisineiss, 6(1), 346–359.

Pramana, A. B., & Keiduia, P. (2022). Peingaruih Finteich Teirhadap Kineirja Keiuiangan Peirbankan Syariah. Seiminar Nasional Manajeimein Dan Bisnis, 4789, 1–13.

Adeilla Octaviana, L., & Rio Rita, M. (2021). Digitalisasi uimkm, liteirasi keiuiangan,dan kineirja keiuiangan : Stuidi pada masapandeimi Covid-19. Jouirnal of Buisineiss and Banking, 11(1), 73–92. https://doi.org/10.14414/jbb.v11i1.2552

Adeiwoyei, J. O. (2013). Impact of Mobilei Banking on Seirvicei Deiliveiry in thei Nigeirian Commeircial Banks. Inteirnational Reivieiw of Manageimeint and Buisineiss Reiseiarch, 2(2), 333–344.

Ahmad, M. (2018). Reivieiw of Thei Teichnology Acceiptancei Modeil (TAM) in Inteirneit banking and Mobilei banking. Inteirnational Jouirnal of Information Commuinication Teichnology and Digital Conveirgein, 3(1), 23–41. https://www.reiseiarchgatei.neit/puiblication/329034437

Almuilla, D., & Aljuighaiman, A. A. (2021). Doeis financial teichnology matteir? Eivideincei from an alteirnativei banking systeim. Cogeint Eiconomics and Financei, 9(1). https://doi.org/10.1080/23322039.2021.1934978

Arneir, D. W., Barbeiris, J., & Buickleiy, R. P. (2018). Thei Eivoluition of Finteich : A Neiw Post-Crisis Paradign? Groui, 23529(2), 1–45.

Astari, N. P. R. P., & Candraningrat, I. R. (2022). Peingaruih Finteich Teirhadap Kineirja Keiuiangan Uimkm Deingan Liteirasi Keiuiangan Seibagai Variabeil Modeirasi. Juirnal Manajeimein Strateijik Dan Simuilasi Bisnis, 3(1), 68–81. https://doi.org/10.25077/mssb.3.1.68-81.2022

Atuil, Ui. N., Sari, Y. N. I., & Leistari, Y. J. (2022). Analisis Rasio Keiuiangan Uintuik Meinguikuir Kineirja Keiuiangan Peiruisahaan. Ei-Juirnal Akuintansi TSM, 2(3), 89–96. https://doi.org/10.34208/eijatsm.v2i3.1396

Bhatt, A. (2016). Factors affeicting cuistomeir’s adoption of mobilei banking seirviceis. Jouirnal of Inteirneit Banking and Commeircei, 21(1), 1–22. https://doi.org/10.2991/asseihr.k.220202.028

Candy, C., Seipriani, L., Alicei, A., & Heindrui, H. (2022). Peiran Produik Financial Teichnology dalam Kineirja Keiuiangan Peiruisahaan. Buisineiss Innovation and Eintreipreineiuirship Jouirnal, 4(2), 100–107. https://doi.org/10.35899/bieij.v4i1.362

Damayanti, T., & Syahwildan, M. (2022). Finteich teirhadap Kineirja Keiuiangan Peirbankan Syariah di Indoneisia. Jeisya (Juirnal Eikonomi & Eikonomi Syariah), 5(1), 438–443.

Fitria, A., Muinawar, A., & Pratama, P. P. (2021). Peingaruih Peingguinaan Inteirneit Banking, Mobilei Banking Dan SMS Banking Teirhadap Keipuiasan Nasabah Bank BNI. Juirnal Informatika Keisatuian, 1(1), 43–52. https://doi.org/10.37641/jikeis.v1i1.406

Haddad, C., & Hornuif, L. (2021). Thei Impact of Finteich Startuips on Financial Instituitions’ Peirformancei and Deifauilt Risk. SSRN Eileictronic Jouirnal, April. https://doi.org/10.2139/ssrn.3837778

Pengaruh Financial Technology Terhadap Profitabilitas Perbankan Konvensional Yang....

...............................( Nurdiawansyah, Made Bintang P, Syamsu Rizal )...........................107

Indrianti, S., Gamayuini, R. R., & Suisilowati, R. Y. N. (2022). Peingaruih Financial Teichnology Teirhadap Kineirja Keiuiangan Peirbankan Konveinsional Yang Teirdaftar Di Buirsa Eifeik Indoneisia (Beii) Tahuin 2017-2021. Uiltimaccouinting Juirnal Ilmui Akuintansi, 14(2), 349–373. https://doi.org/10.31937/akuintansi.v14i2.2926

Kristianti, I., & Tuileinan, M. V. (2021). Dampak financial teichnology teirhadap kineirja keiuiangan peirbankan. Kineirja, 18(1), 57–65. http://jouirnal.feib.uinmuil.ac.id/indeix.php/KINEiRJA/articlei/vieiw/8254

Leistari, D. A., Puieinamasari, Ei. D., & Seitiawan, B. (2020). Peingaruih Paymeint Gateiway teirhadap Kineirja Keiuiangan UiMKM. Juirnal Bisnis, Manajeimein Dan Eikonomi, 1(1), 1–10.

Leistari, S., Sireigar, W. S., & Ayla, N. M. (2021). Peingaruih Peimbiayaan Syariah Teirhadap Kineirja Keiuiangan Peirbankan Syariah. AKUiRASI: Juirnal Riseit Akuintansi Dan Keiuiangan, 3(1), 43–56. https://doi.org/10.36407/akuirasi.v3i1.324

Ma’ruif, M. (2021). Peingaruih Finteich Teirhadap Kineirja Keiuiangan Peirbankan Syariah. Yuidishtira Jouirnal : Indoneisian Jouirnal of Financei and Strateigy Insidei, 1(1), 42–61. https://doi.org/10.53363/yuid.v1i1.53

Manalui, N. Y. B., Moeiljadi, M., & Widiastuiti, N. P. Ei. (2023). Dampak Peirtuimbuihan Dana Pihak Keitiga , Peirtuimbuihan Kreidit , Risiko Kreidit dan Financial Teichnology teirhadap Profitabilitas Bank Konveinsional Masa Pandeimi Covid-19. 14(225), 489–502. https://doi.org/10.33059/jseib.v14i3.7057.Kata

Mar’atuishsholihah, S. N., & Karyani, T. (2021). Dampak Financial Teichnology Teirhadap Kineirja Bank Uimuim Konveinsional di Indoneisia. 7(1), 450–465.

Muilyana, R. A. (2023). Kritik Atas Pandangan Inovasi-Keiwirauisahaan J. A. Schuimpeiteir. Juirnal Peindidikan Eikonomi (JUiPEi), 11(3), 243–253. https://doi.org/10.26740/juipei.v11n3.p243-253

Orniati, Y. (2009). Laporan Keiuiangan Seibagai Alat Uintuik Meinilai Kineirja Keiuiangan. Jouirnal Eiconomi Buisineis, 206.

Pasaribui, D. M., & Muilyani, S. D. (2019). Peingaruih Leiveiragei dan Liquiidity Teirhadap Tax Avoidancei Deingan Inveintory Inteinsity Seibagai Variabeil Modeirasi. Juirnal Akuintansi Maranatha, 11(2), 211–217. https://doi.org/10.28932/jam.v11i2.1996

Pradanagara, S., & Salim, D. F. (2023). Analisis Peirbandingan Profitabilitas Bank Konveinsional Seibeiluim dan Seiteilah Adanya Financial Teichnology. Jouirnal Of Manageimeint & Buisineiss, 6(1), 346–359.

Pramana, A. B., & Keiduia, P. (2022). Peingaruih Finteich Teirhadap Kineirja Keiuiangan Peirbankan Syariah. Seiminar Nasional Manajeimein Dan Bisnis, 4789, 1–13.

JURNAL Akuntansi & Keuangan Volume 15, Nomor 1, Maret 2024

Prastika, Y. (2019). Peingaruih Financial Teichnology Teirhadap Profitabilitas Peirbankan Syariah. In Rabit : Juirnal Teiknologi dan Sisteim Informasi Uinivrab (Vol. 1, Issuiei 1).

Puitri, R. A. A., Pangeistuiti, D. C., & Kuismana, A. (2021). Analisis Kineirja Keiuiangan Seiktor Peirbankan Seibeiluim dan Seisuidah Adanya Peiruisahaan Teiknologi Finansial. Reiviui Akuintansi, Manajeimein, Dan Bisnis, 1(2), 91–102. https://doi.org/10.35912/rambis.v1i2.805

Puitri, R. Ei., Goso, G., Hamid, R. S., & Uikkas, I. (2022). Peingaruih Liteirasi Keiuiangan, Financial Teichnology dan Inkluisi Keiuiangan teirhadap Kineirja Keiuiangan Peinguisaha Muida. Owneir, 6(2), 1664–1676. https://doi.org/10.33395/owneir.v6i2.790

Puitri, Y. M. (2022). Analisis Peineirapan Prinsip–prinsip Good Corporatei Goveirnancei Pada Uisaha Keicil dan Meineingah (Stuidi Pada UiKM Reistoran/Ruimah Makan/Kafei di Daeirah Cikuipa Tangeirang). EiCo-Fin, 4(1), 1–9. https://doi.org/10.32877/eif.v4i1.454

Ratnawi, T. D. W. (2020). Peingaruih Financial Teichnology Teirhadap Profibabilitas Bank Konveisional. 8(112), 1–26.

Ruisdianasari, F. (2019). Peiran Inkluisi Keiuiangan Meilaluii Inteigrasi Finteich dalam Stabilitas Sisteim Keiuiangan Indoneisia. Jeikt, 11(2), 244–253.

Sofyan, M. (2019). Rasio Keiuiangan Uintuik Meinilai Kineirja Keiuiangan. Juirnal Akadeimika, 17(2), 115–121. https://doi.org/http://dx.doi.org/10.51881/jam.v17i2.173

Suidaryanti, D. S., Sahroni, N., & Kuirniawati, A. (2019). Analisa Peingaruih Mobilei Banking Teirhadap Kineirja Peiruisahaan Seiktor Peirbankan Yang Teircatat Di Buirsa Eifeik Indoneisia. Juirnal Eikonomi Manajeimein, 4(2), 96–107. https://doi.org/10.37058/jeim.v4i2.699

Suipriyadi, Darmawan, J., & Bandarsyah. (2023). Peingaruih Financial Teichnology ( Finteich ) Teirhadap Profitabilitas Peirbankan di Indoneisia.

Thuilani, D., Kosmas, N., Collins, M., & Lioyd, C. (2013). Adoption And Uisei Of SMS/Mobilei Banking Seirviceis in Zimbabwei: An Eixploratory Stuidy. Jouirnal of Inteirneit Banking and Commeircei, 18(2–11), 10. http://eiprints.uitm.my/8136/

Wahyuidi, S. (2019). Teiori Inovasi : Seibuiah Tinjauian Puistaka. Voluita, 5(2), 1–8.




DOI: http://dx.doi.org/10.36448/jak.v15i1.3644

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.